Mortgage=Death Pledge

The term comes from Old French, and Latin before that, to literally mean “Death Pledge”. Make sure you are in good hands from the start.

A home is likely the single biggest purchase you will likely make. Each mortgage is unique- based on you!
Do your homework, compare costs, and get prepared.

What you can afford will depend on your income and expenses—as well as your credit rating, the down payment amount and mortgage interest rates. Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They assess your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may feel like an intimidating process, but it is quite straightforward. You can usually get a Mortgage Pre-Approval in a day (see documents to gather at the bottom of the page). You’ll be glad you did!

Let me introduce you to the Best-

Nicole Rosandich Meeker
Senior Mortgage Consultant
321 W. 48th Street
Minneapolis, MN 55419
 612-723-2658
NMeeker@WintrustMortgage.com
Apply Now
NMLS #: 657392

Nick Kalkman
Loan Officer Bell Bank Mortgage
971 Sibley Memorial Hwy.  Suite 201
Lilydale, MN 55118
Mobile 651.785.6087 
nkalkman@bellbanks.com
Apply Now
NMLS #: 848682

Peter Rathmanner
VP of Mortgage Lending
Guaranteed Rate Affinity
1991 Ford Pkwy.
St. Paul, MN 55116
Peter.Rathmanner@grarate.com
Apply Now
NMLS# 367053
Mobile 952-913-8546

I recommend reaching out to my lending team well in advance to best position yourself.  They will be with you every step of the process, from helping you fully understand your mortgage, to being available nights and weekends (when you are out looking and want to write an offer) to getting your loan funded and closed. You will not be disappointed with Nicole or Nick, please let them know I referred you.